Kerala State Co-operative Bank Mangalam Dam
Mangalam Dam · Palakkad, Kerala
678177538 is the MICR code for the Mangalam Dam branch of Kerala State Co-operative Bank, located in Palakkad, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KSBK0001538.
Bank
Kerala State Co-operative Bank
Branch & Address
Mangalam Dam
302304 Ward 12, K R Complex, Mangalam Dam, Palakkad PIN 678706
Palakkad, Palakkad, Kerala
Contact
+914922263400MICR Code Structure
678
City
177
Bank
538
Branch
City code 678 identifies the RBI clearing centre, bank code 177 identifies Kerala State Co-operative Bank, and branch code 538 identifies this specific branch.
Online Payment Methods Supported
Other Kerala State Co-operative Bank branches near Palakkad
Other banks in Palakkad, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KSBK0001538) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 678177538 is in the middle, and your account number is on the right.