South Indian Bank Ponnani (SIB)
Ponnani · Malapuram, Kerala
679059202 is the MICR code for the Ponnani branch of South Indian Bank, located in Malapuram, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SIBL0000071.
Bank
South Indian Bank
Branch & Address
Ponnani
Ponnani Branch, Fajar Complex , Kuttikad Junction , Chandapadi, Malappuram , Kerala, Pin-679577
Malapuram, Ponnani, Kerala
Contact
+914942666018MICR Code Structure
679
City
059
Bank
202
Branch
City code 679 identifies the RBI clearing centre, bank code 059 identifies South Indian Bank, and branch code 202 identifies this specific branch.
Online Payment Methods Supported
Other South Indian Bank (SIB) branches near Malapuram
Other banks in Malapuram, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SIBL0000071) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 679059202 is in the middle, and your account number is on the right.