Kerala Gramin Bank Ottappalam
Ottappalam · Palakkad, Kerala
679480002 is the MICR code for the Ottappalam branch of Kerala Gramin Bank, located in Palakkad, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KLGB0040268.
Bank
Kerala Gramin Bank
Branch & Address
Ottappalam
Ottappalam Kvmplaza, Main Road Ottappalam P.o . Palakkad Dt, PIN 679101
Palakkad, Palakkad, Kerala
Contact
+914662247647MICR Code Structure
679
City
480
Bank
002
Branch
City code 679 identifies the RBI clearing centre, bank code 480 identifies Kerala Gramin Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Kerala Gramin Bank branches near Palakkad
Other banks in Palakkad, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KLGB0040268) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 679480002 is in the middle, and your account number is on the right.