Nilambur Co-operative Urban Bank Kalikavu Branch
Kalikavu Branch · Malappuram, Kerala
679792104 is the MICR code for the Kalikavu Branch branch of Nilambur Co-operative Urban Bank, located in Malappuram, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code NCUB0000003.
Bank
Nilambur Co-operative Urban Bank
Branch & Address
Kalikavu Branch
Kalikavu Junction, Kalikavu P.o.pin 676525
Malappuram, Kalikavu, Kerala
Contact
+914931257252MICR Code Structure
679
City
792
Bank
104
Branch
City code 679 identifies the RBI clearing centre, bank code 792 identifies Nilambur Co-operative Urban Bank, and branch code 104 identifies this specific branch.
Online Payment Methods Supported
Other Nilambur Co-operative Urban Bank branches near Malappuram
Other banks in Malappuram, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (NCUB0000003) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 679792104 is in the middle, and your account number is on the right.