Nilambur Co-operative Urban Bank Erumamunda Branch
Erumamunda Branch · Malappuram, Kerala
679792118 is the MICR code for the Erumamunda Branch branch of Nilambur Co-operative Urban Bank, located in Malappuram, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code NCUB0000024.
Bank
Nilambur Co-operative Urban Bank
Branch & Address
Erumamunda Branch
Room no 572 B, Ward 20, Erumamunda Post, Malappuram Dist -679334
Malappuram, Erumamunda, Kerala
Contact
+914931255024MICR Code Structure
679
City
792
Bank
118
Branch
City code 679 identifies the RBI clearing centre, bank code 792 identifies Nilambur Co-operative Urban Bank, and branch code 118 identifies this specific branch.
Online Payment Methods Supported
Other Nilambur Co-operative Urban Bank branches near Malappuram
Other banks in Malappuram, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (NCUB0000024) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 679792118 is in the middle, and your account number is on the right.