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State Bank of India Racc Thrissur (SBI)

Racc Thrissur · Thrissur, Kerala

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680002022

680002022 is the MICR code for the Racc Thrissur branch of State Bank of India, located in Thrissur, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0064638.

Bank

State Bank of India

Branch & Address

Racc Thrissur

State Bank of India, Smecc Br Building, West Pallithamam Building Karunakaran Nambiar Road Thrissur -680020

Thrissur, Thrissur, Kerala

Contact

+919745961111

Codes for this Branch

MICR (cheques)

680002022

IFSC (online transfers)

SBIN0064638

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MICR Code Structure

680

City

002

Bank

022

Branch

City code 680 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 022 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other State Bank of India (SBI) branches near Thrissur

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0064638) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 680002022 is in the middle, and your account number is on the right.

View full branch details for IFSC SBIN0064638