HDFC Bank Mala - Padayatti Complex
Mala - Padayatti Complex · Trissur, Kerala
680240028 is the MICR code for the Mala - Padayatti Complex branch of HDFC Bank, located in Trissur, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0001546.
Bank
HDFC Bank
Branch & Address
Mala - Padayatti Complex
HDFC Bank Ltd.padayatti Complexopp. Private Bus Stand
Trissur, Mala, Kerala
Contact
+919895663333Codes for this Branch
MICR (cheques)
680240028
IFSC (online transfers)
HDFC0001546
SWIFT / BIC
HDFCINBB
MICR Code Structure
680
City
240
Bank
028
Branch
City code 680 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 028 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Trissur
Other banks in Trissur, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0001546) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 680240028 is in the middle, and your account number is on the right.