Esaf Small Finance Bank Irinjalakuda
Irinjalakuda · Thrissur, Kerala
680760202 is the MICR code for the Irinjalakuda branch of Esaf Small Finance Bank, located in Thrissur, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code ESMF0001122.
Bank
Esaf Small Finance Bank
Branch & Address
Irinjalakuda
New no 20/237, Ground Floor, Trojan Towers, Opp St Thomas Cathedral, Chandamukhu Junction, Irinjalakuda, Thrissur District.pin 680121
Thrissur, Irinjalakuda, Kerala
Contact
+918589027981MICR Code Structure
680
City
760
Bank
202
Branch
City code 680 identifies the RBI clearing centre, bank code 760 identifies Esaf Small Finance Bank, and branch code 202 identifies this specific branch.
Online Payment Methods Supported
Other Esaf Small Finance Bank branches near Thrissur
Other banks in Thrissur, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (ESMF0001122) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 680760202 is in the middle, and your account number is on the right.