Karnataka Bank Ernakulam Kerala
Ernakulam Kerala · Ernakulam, Kerala
682052002 is the MICR code for the Ernakulam Kerala branch of Karnataka Bank, located in Ernakulam, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KARB0000201.
Bank
Karnataka Bank
Branch & Address
Ernakulam Kerala
Xxx/512, Chelur Building I Floor, M.g.road Pallimukku Ernakulam, PIN - 682016
Ernakulam, Ernakulam, Kerala
Contact
+914842376841MICR Code Structure
682
City
052
Bank
002
Branch
City code 682 identifies the RBI clearing centre, bank code 052 identifies Karnataka Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Karnataka Bank branches near Ernakulam
Other banks in Ernakulam, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KARB0000201) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 682052002 is in the middle, and your account number is on the right.