Indusind Bank Palarivattom Kochi
Palarivattom Kochi · Ernakulam, Kerala
682234006 is the MICR code for the Palarivattom Kochi branch of Indusind Bank, located in Ernakulam, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code INDB0000760.
Bank
Indusind Bank
Branch & Address
Palarivattom Kochi
Grd Flr 32 1169 A1 Jj Bldg Civil Lines Road Palarivattom Ernakulum Kochi 682025 Kerala
Ernakulam, Kochi, Kerala
Contact
+914842341301MICR Code Structure
682
City
234
Bank
006
Branch
City code 682 identifies the RBI clearing centre, bank code 234 identifies Indusind Bank, and branch code 006 identifies this specific branch.
Online Payment Methods Supported
Other Indusind Bank branches near Ernakulam
Other banks in Ernakulam, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (INDB0000760) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 682234006 is in the middle, and your account number is on the right.