HDFC Bank Vyttila Nh Bypass
Vyttila Nh Bypass · Ernakulam, Kerala
682240046 is the MICR code for the Vyttila Nh Bypass branch of HDFC Bank, located in Ernakulam, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0007644.
Bank
HDFC Bank
Branch & Address
Vyttila Nh Bypass
Door no 52 3178 Tharayil Chambers Nh 66 Kochi Bye Pass Vytilla Kochi Kerala 682019
Ernakulam, Kochi, Kerala
Contact
+914846160616Codes for this Branch
MICR (cheques)
682240046
IFSC (online transfers)
HDFC0007644
SWIFT / BIC
HDFCINBB
MICR Code Structure
682
City
240
Bank
046
Branch
City code 682 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 046 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Ernakulam
Other banks in Ernakulam, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0007644) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 682240046 is in the middle, and your account number is on the right.