HDFC Bank Ernakulam Ravipuram
Ernakulam Ravipuram · Ernakulam, Kerala
682240060 is the MICR code for the Ernakulam Ravipuram branch of HDFC Bank, located in Ernakulam, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0006378.
Bank
HDFC Bank
Branch & Address
Ernakulam Ravipuram
Upper Grd Floor Kasba Mandar Tola Bhitiya Near Gokul Bihar Hotel Bhagalpur Dumka Road Dist Banka Bounsi Bihar 813104
Ernakulam, Kochi, Kerala
Contact
+9118002026161Codes for this Branch
MICR (cheques)
682240060
IFSC (online transfers)
HDFC0006378
SWIFT / BIC
HDFCINBB
MICR Code Structure
682
City
240
Bank
060
Branch
City code 682 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 060 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Ernakulam
Other banks in Ernakulam, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0006378) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 682240060 is in the middle, and your account number is on the right.