Kerala Gramin Bank Kakkanad
Kakkanad · Ernakulam, Kerala
682480007 is the MICR code for the Kakkanad branch of Kerala Gramin Bank, located in Ernakulam, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KLGB0040561.
Bank
Kerala Gramin Bank
Branch & Address
Kakkanad
111 291a, Thazhthedath Buildings, Chembumukku, P.o.kakkanad, Ernakulam, Kerala, PIN 682030
Ernakulam, Ernakulam, Kerala
Contact
+914842425734MICR Code Structure
682
City
480
Bank
007
Branch
City code 682 identifies the RBI clearing centre, bank code 480 identifies Kerala Gramin Bank, and branch code 007 identifies this specific branch.
Online Payment Methods Supported
Other Kerala Gramin Bank branches near Ernakulam
Other banks in Ernakulam, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KLGB0040561) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 682480007 is in the middle, and your account number is on the right.