IDFC FIRST Bank Kochi Panampilly Nagar
Kochi Panampilly Nagar · Ernakulam, Kerala
682751007 is the MICR code for the Kochi Panampilly Nagar branch of IDFC FIRST Bank, located in Ernakulam, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDFB0080677.
Bank
IDFC FIRST Bank
Branch & Address
Kochi Panampilly Nagar
Ground Floor, Door No. 55/952, Main Avenue, Panampilly Nagar, Ernakulam, Kochi, Kerala 682036
Ernakulam, Kochi, Kerala
Contact
+91022180010888MICR Code Structure
682
City
751
Bank
007
Branch
City code 682 identifies the RBI clearing centre, bank code 751 identifies IDFC FIRST Bank, and branch code 007 identifies this specific branch.
Online Payment Methods Supported
Other IDFC FIRST Bank branches near Ernakulam
Other banks in Ernakulam, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDFB0080677) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 682751007 is in the middle, and your account number is on the right.