HDFC Bank The Kattappana Urban Co Op Bank LTD
The Kattappana Urban Co Op Bank LTD · Idukki, Kerala
685865203 is the MICR code for the The Kattappana Urban Co Op Bank LTD branch of HDFC Bank, located in Idukki, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CKUCB1.
Bank
HDFC Bank
Branch & Address
The Kattappana Urban Co Op Bank LTD
The Kattappana Urban Co Op Bank LTD Kattappana Post Idukki Dist Kerala 685508
Idukki, Kattappana, Kerala
Contact
+917223220100Codes for this Branch
MICR (cheques)
685865203
IFSC (online transfers)
HDFC0CKUCB1
SWIFT / BIC
HDFCINBB
MICR Code Structure
685
City
865
Bank
203
Branch
City code 685 identifies the RBI clearing centre, bank code 865 identifies HDFC Bank, and branch code 203 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Idukki
Other banks in Idukki, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CKUCB1) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 685865203 is in the middle, and your account number is on the right.