Kaduthuruthy Urban Co-operative Bank Kaduthuruthy Urban Co-operative Bank IMPS
Kaduthuruthy Urban Co-operative Bank IMPS · Mumbai, Maharashtra
686847402 is the MICR code for the Kaduthuruthy Urban Co-operative Bank IMPS branch of Kaduthuruthy Urban Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTIB0SKU399.
Bank
Kaduthuruthy Urban Co-operative Bank
Branch & Address
Kaduthuruthy Urban Co-operative Bank IMPS
Head Office Kaduthuruthy Kottayam PIN 686604
Mumbai, Kaduthuruthy, Maharashtra
Contact
+914829282105MICR Code Structure
686
City
847
Bank
402
Branch
City code 686 identifies the RBI clearing centre, bank code 847 identifies Kaduthuruthy Urban Co-operative Bank, and branch code 402 identifies this specific branch.
Online Payment Methods Supported
Other Kaduthuruthy Urban Co-operative Bank branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTIB0SKU399) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 686847402 is in the middle, and your account number is on the right.