Indian Bank Kozhencherry
Kozhencherry · Pathanamthitta, Kerala
689019152 is the MICR code for the Kozhencherry branch of Indian Bank, located in Pathanamthitta, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000K067.
Bank
Indian Bank
Branch & Address
Kozhencherry
Thevervelil Building Govt Hospital Road Kozhencherry Kozhencherry PIN 689641
Pathanamthitta, Kozhencherry, Kerala
Contact
+914682312056MICR Code Structure
689
City
019
Bank
152
Branch
City code 689 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 152 identifies this specific branch.
Online Payment Methods Supported
Other Indian Bank branches near Pathanamthitta
Other banks in Pathanamthitta, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000K067) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 689019152 is in the middle, and your account number is on the right.