Indian Overseas Bank Uthimoodu (IOB)
Uthimoodu · Pathanamthitta, Kerala
689020807 is the MICR code for the Uthimoodu branch of Indian Overseas Bank, located in Pathanamthitta, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IOBA0000843.
Bank
Indian Overseas Bank
Branch & Address
Uthimoodu
Uthimoodu Post Uthimoodu PIN 689645
Pathanamthitta, Ranni, Kerala
Contact
5227663MICR Code Structure
689
City
020
Bank
807
Branch
City code 689 identifies the RBI clearing centre, bank code 020 identifies Indian Overseas Bank, and branch code 807 identifies this specific branch.
Online Payment Methods Supported
Other Indian Overseas Bank (IOB) branches near Pathanamthitta
Other banks in Pathanamthitta, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IOBA0000843) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 689020807 is in the middle, and your account number is on the right.