Union Bank of India Chenganur (UBI)
Chenganur · Alapuzzha, Kerala
689026052 is the MICR code for the Chenganur branch of Union Bank of India, located in Alapuzzha, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UBIN0549941.
Bank
Union Bank of India
Branch & Address
Chenganur
Union Bank of India, Chenganur, Kannara Building, 105/11, Court Road, Chenganur, Dist. Alleppy, Kerala, PIN - 689 121.
Alapuzzha, Chenganur, Kerala
Contact
2454118MICR Code Structure
689
City
026
Bank
052
Branch
City code 689 identifies the RBI clearing centre, bank code 026 identifies Union Bank of India, and branch code 052 identifies this specific branch.
Online Payment Methods Supported
Other Union Bank of India (UBI) branches near Alapuzzha
Other banks in Alapuzzha, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UBIN0549941) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 689026052 is in the middle, and your account number is on the right.