Kerala Gramin Bank Muthukulam
Muthukulam · Alappuzha, Kerala
690480104 is the MICR code for the Muthukulam branch of Kerala Gramin Bank, located in Alappuzha, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KLGB0040643.
Bank
Kerala Gramin Bank
Branch & Address
Muthukulam
Thushara Enclave, Muthukulam, Cheppad P.o, Alappuzha Dist, PIN 690 507
Alappuzha, Alappuzha, Kerala
Contact
+914952472242MICR Code Structure
690
City
480
Bank
104
Branch
City code 690 identifies the RBI clearing centre, bank code 480 identifies Kerala Gramin Bank, and branch code 104 identifies this specific branch.
Online Payment Methods Supported
Other Kerala Gramin Bank branches near Alappuzha
Other banks in Alappuzha, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KLGB0040643) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 690480104 is in the middle, and your account number is on the right.