Axis Bank Cooperative Urban Bank, Kottarakara
Cooperative Urban Bank, Kottarakara · Kollam, Kerala
691840000 is the MICR code for the Cooperative Urban Bank, Kottarakara branch of Axis Bank, located in Kollam, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTIB0CUBK97.
Bank
Axis Bank
Branch & Address
Cooperative Urban Bank, Kottarakara
Coop Urban Bank, Kottarakkara, Kollam D T, 673631
Kollam, Kottarakkara, Kerala
Contact
+914742450288MICR Code Structure
691
City
840
Bank
000
Branch
City code 691 identifies the RBI clearing centre, bank code 840 identifies Axis Bank, and branch code 000 identifies this specific branch.
Online Payment Methods Supported
Other Axis Bank branches near Kollam
Other banks in Kollam, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTIB0CUBK97) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 691840000 is in the middle, and your account number is on the right.