Federal Bank Perumathura
Perumathura · Kottayam, Kerala
695049019 is the MICR code for the Perumathura branch of Federal Bank, located in Kottayam, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code FDRL0001217.
Bank
Federal Bank
Branch & Address
Perumathura
Perumathura Perumathura Puthenkurichi P O
Kottayam, Perumathura, Kerala
Contact
+914712428545MICR Code Structure
695
City
049
Bank
019
Branch
City code 695 identifies the RBI clearing centre, bank code 049 identifies Federal Bank, and branch code 019 identifies this specific branch.
Online Payment Methods Supported
Other Federal Bank branches near Kottayam
Other banks in Kottayam, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (FDRL0001217) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 695049019 is in the middle, and your account number is on the right.