Karur Vysya Bank Balaramapuram
Balaramapuram · Tiruvananthapuram, Kerala
695053102 is the MICR code for the Balaramapuram branch of Karur Vysya Bank, located in Tiruvananthapuram, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KVBL0001523.
Bank
Karur Vysya Bank
Branch & Address
Balaramapuram
S.f.no. 520/7, Pallichal Village National Highway Balaramapuram - 695501
Tiruvananthapuram, Tiruvananthapuram, Kerala
Contact
+912222654261MICR Code Structure
695
City
053
Bank
102
Branch
City code 695 identifies the RBI clearing centre, bank code 053 identifies Karur Vysya Bank, and branch code 102 identifies this specific branch.
Online Payment Methods Supported
Other Karur Vysya Bank branches near Tiruvananthapuram
Other banks in Tiruvananthapuram, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KVBL0001523) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 695053102 is in the middle, and your account number is on the right.