Kerala Gramin Bank Pothenkode
Pothenkode · Trivandrum, Kerala
695480010 is the MICR code for the Pothenkode branch of Kerala Gramin Bank, located in Trivandrum, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KLGB0040346.
Bank
Kerala Gramin Bank
Branch & Address
Pothenkode
Pothencode Branch Chanthayil Kadayil Building, Near Town Masjid, Melemukku, P.o.pothencode, Trivandrum Dt, PIN 695584
Trivandrum, Trivandrum, Kerala
Contact
+914712410144MICR Code Structure
695
City
480
Bank
010
Branch
City code 695 identifies the RBI clearing centre, bank code 480 identifies Kerala Gramin Bank, and branch code 010 identifies this specific branch.
Online Payment Methods Supported
Other Kerala Gramin Bank branches near Trivandrum
Other banks in Trivandrum, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KLGB0040346) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 695480010 is in the middle, and your account number is on the right.