Esaf Small Finance Bank Kazhakkoottam- Thiruvananthapuram
Kazhakkoottam- Thiruvananthapuram · Thiruvanathapuram, Kerala
695760006 is the MICR code for the Kazhakkoottam- Thiruvananthapuram branch of Esaf Small Finance Bank, located in Thiruvanathapuram, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code ESMF0001217.
Bank
Esaf Small Finance Bank
Branch & Address
Kazhakkoottam- Thiruvananthapuram
Rafa Complex Ground Floor Kp, Iv, 199 C D E F Opposite to Ioc Outlet Kazhakoottam, Pin695582
Thiruvanathapuram, Kazhakkoottam, Kerala
Contact
+918589937093MICR Code Structure
695
City
760
Bank
006
Branch
City code 695 identifies the RBI clearing centre, bank code 760 identifies Esaf Small Finance Bank, and branch code 006 identifies this specific branch.
Online Payment Methods Supported
Other Esaf Small Finance Bank branches near Thiruvanathapuram
Other banks in Thiruvanathapuram, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (ESMF0001217) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 695760006 is in the middle, and your account number is on the right.