State Bank of India Commercial Jawaharlal Nehru Rd (SBI)
Commercial Jawaharlal Nehru Rd · Kolkata, West Bengal
700002225 is the MICR code for the Commercial Jawaharlal Nehru Rd branch of State Bank of India, located in Kolkata, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0004288.
Bank
State Bank of India
Branch & Address
Commercial Jawaharlal Nehru Rd
Jeevan Deep 11th Floor , 1, Middleton Row, Kolkata, W.bengal, PIN - 700071
Kolkata, Kolkata, West Bengal
Codes for this Branch
MICR (cheques)
700002225
IFSC (online transfers)
SBIN0004288
SWIFT / BIC
SBININBB815
MICR Code Structure
700
City
002
Bank
225
Branch
City code 700 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 225 identifies this specific branch.
Online Payment Methods Supported
Other State Bank of India (SBI) branches near Kolkata
Other banks in Kolkata, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0004288) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 700002225 is in the middle, and your account number is on the right.