State Bank of India Racpc Kharagpur (SBI)
Racpc Kharagpur · Kharagpur, West Bengal
700002845 is the MICR code for the Racpc Kharagpur branch of State Bank of India, located in Kharagpur, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0064175.
Bank
State Bank of India
Branch & Address
Racpc Kharagpur
Tower-1, Atwal Real Estate, Inda, Kharagpur, Paschim Medinipur, West Bengal-721305
Kharagpur, Kharagpur, West Bengal
Contact
+918373053694MICR Code Structure
700
City
002
Bank
845
Branch
City code 700 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 845 identifies this specific branch.
Online Payment Methods Supported
Other State Bank of India (SBI) branches near Kharagpur
Other banks in Kharagpur, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0064175) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 700002845 is in the middle, and your account number is on the right.