Indian Bank Chandannagar
Chandannagar · Hugli, West Bengal
700010137 is the MICR code for the Chandannagar branch of Indian Bank, located in Hugli, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000C531.
Bank
Indian Bank
Branch & Address
Chandannagar
796 B Mukherjee Road Chandannagar Court More Chandannagar Chandannagar PIN 712136
Hugli, Chandannagar, West Bengal
Contact
+913326856969MICR Code Structure
700
City
010
Bank
137
Branch
City code 700 identifies the RBI clearing centre, bank code 010 identifies Indian Bank, and branch code 137 identifies this specific branch.
Online Payment Methods Supported
Other Indian Bank branches near Hugli
Other banks in Hugli, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000C531) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 700010137 is in the middle, and your account number is on the right.