Hooghly Co-operative Credit Bank Hooghly Co-operative Credit Bank IMPS
Hooghly Co-operative Credit Bank IMPS · Mumbai, Maharashtra
700012252 is the MICR code for the Hooghly Co-operative Credit Bank IMPS branch of Hooghly Co-operative Credit Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0401THC.
Bank
Hooghly Co-operative Credit Bank
Branch & Address
Hooghly Co-operative Credit Bank IMPS
Rai Bahadur S C Mukherjee Road Chawkbazar Dist Hooghly 712103
Mumbai, Hugli-chinsurah, Maharashtra
Contact
+913326802399MICR Code Structure
700
City
012
Bank
252
Branch
City code 700 identifies the RBI clearing centre, bank code 012 identifies Hooghly Co-operative Credit Bank, and branch code 252 identifies this specific branch.
Online Payment Methods Supported
Other Hooghly Co-operative Credit Bank branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0401THC) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 700012252 is in the middle, and your account number is on the right.