Bank of India Kadamtala (BOI)
Kadamtala · Kadamtala, West Bengal
700013132 is the MICR code for the Kadamtala branch of Bank of India, located in Kadamtala, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0004192.
Bank
Bank of India
Branch & Address
Kadamtala
1721 Lakshmi Narayan Chakraborty Lanekadamtala Howrah100ft Hit Road Ward No23
Kadamtala, Kadamtala, West Bengal
Contact
+913326670118MICR Code Structure
700
City
013
Bank
132
Branch
City code 700 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 132 identifies this specific branch.
Online Payment Methods Supported
Other Bank of India (BOI) branches near Kadamtala
Other banks in Kadamtala, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0004192) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 700013132 is in the middle, and your account number is on the right.