UCO Bank New Town
New Town · North 24 Parganas, West Bengal
700028017 is the MICR code for the New Town branch of UCO Bank, located in North 24 Parganas, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UCBA0003602.
Bank
UCO Bank
Branch & Address
New Town
National Jute Board, Patsan Bhawan, New Town Street No-175, Cf-6/1 Action Area-1, Kolkata-156 Po 700156
North 24 Parganas, Kolkata, West Bengal
Contact
+918949296226MICR Code Structure
700
City
028
Bank
017
Branch
City code 700 identifies the RBI clearing centre, bank code 028 identifies UCO Bank, and branch code 017 identifies this specific branch.
Online Payment Methods Supported
Other UCO Bank branches near North 24 Parganas
Other banks in North 24 Parganas, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UCBA0003602) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 700028017 is in the middle, and your account number is on the right.