UCO Bank Budge Budge
Budge Budge · Kolkata, West Bengal
700028043 is the MICR code for the Budge Budge branch of UCO Bank, located in Kolkata, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UCBA0001117.
Bank
UCO Bank
Branch & Address
Budge Budge
74 A, D P J M Road Budgebudge Kolkata , South 24 Parganas , West Bengal PIN 700137
Kolkata, Kolkata, West Bengal
Contact
+913324701388MICR Code Structure
700
City
028
Bank
043
Branch
City code 700 identifies the RBI clearing centre, bank code 028 identifies UCO Bank, and branch code 043 identifies this specific branch.
Online Payment Methods Supported
Other UCO Bank branches near Kolkata
Other banks in Kolkata, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UCBA0001117) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 700028043 is in the middle, and your account number is on the right.