Jammu and Kashmir Bank Malik Bazar Kolkatta
Malik Bazar Kolkatta · Kolkata, West Bengal
700051003 is the MICR code for the Malik Bazar Kolkatta branch of Jammu and Kashmir Bank, located in Kolkata, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code JAKA0BAZZAR.
Bank
Jammu and Kashmir Bank
Branch & Address
Malik Bazar Kolkatta
6 -ekta Road, Malik Bazar Kolkatta
Kolkata, Kolkata, West Bengal
Contact
+913322874729MICR Code Structure
700
City
051
Bank
003
Branch
City code 700 identifies the RBI clearing centre, bank code 051 identifies Jammu and Kashmir Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other Jammu and Kashmir Bank branches near Kolkata
Other banks in Kolkata, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (JAKA0BAZZAR) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 700051003 is in the middle, and your account number is on the right.