The Union Co-operative Bank Mahinagar The Union Co-operative Bank Mahinagar IMPS
The Union Co-operative Bank Mahinagar IMPS · Mumbai, Maharashtra
700093255 is the MICR code for the The Union Co-operative Bank Mahinagar IMPS branch of The Union Co-operative Bank Mahinagar, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CUCBLM.
Bank
The Union Co-operative Bank Mahinagar
Branch & Address
The Union Co-operative Bank Mahinagar IMPS
Vill Mahinagar Po Malancha Mahinagar Dist 24 Paraganas South PIN 700145
Mumbai, Kolkata, Maharashtra
Contact
+919733416441Codes for this Branch
MICR (cheques)
700093255
IFSC (online transfers)
HDFC0CUCBLM
SWIFT / BIC
HDFCINBB
MICR Code Structure
700
City
093
Bank
255
Branch
City code 700 identifies the RBI clearing centre, bank code 093 identifies The Union Co-operative Bank Mahinagar, and branch code 255 identifies this specific branch.
Online Payment Methods Supported
Other The Union Co-operative Bank Mahinagar branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CUCBLM) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 700093255 is in the middle, and your account number is on the right.