Howrah District Central Co-operative Bank The Howrah District Central Cooperative Bank LTD Howrah Branch
The Howrah District Central Cooperative Bank LTD Howrah Branch · Haora, West Bengal
700093268 is the MICR code for the The Howrah District Central Cooperative Bank LTD Howrah Branch branch of Howrah District Central Co-operative Bank, located in Haora, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code WBSC0HCCB08.
Bank
Howrah District Central Co-operative Bank
Branch & Address
The Howrah District Central Cooperative Bank LTD Howrah Branch
5or6 Mahatma Gandhi Road Dist Howrah PIN 711101
Haora, Howrah, West Bengal
MICR Code Structure
700
City
093
Bank
268
Branch
City code 700 identifies the RBI clearing centre, bank code 093 identifies Howrah District Central Co-operative Bank, and branch code 268 identifies this specific branch.
Online Payment Methods Supported
Other Howrah District Central Co-operative Bank branches near Haora
Other banks in Haora, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (WBSC0HCCB08) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 700093268 is in the middle, and your account number is on the right.