HDFC Bank The Bantra Cooperative Bank LTD
The Bantra Cooperative Bank LTD · Howrah, West Bengal
700101004 is the MICR code for the The Bantra Cooperative Bank LTD branch of HDFC Bank, located in Howrah, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CBCBAM.
Bank
HDFC Bank
Branch & Address
The Bantra Cooperative Bank LTD
203 Aswini Kr Mondal Road Howrah 711001
Howrah, Kolkata, West Bengal
Contact
+919830670022Codes for this Branch
MICR (cheques)
700101004
IFSC (online transfers)
HDFC0CBCBAM
SWIFT / BIC
HDFCINBB
MICR Code Structure
700
City
101
Bank
004
Branch
City code 700 identifies the RBI clearing centre, bank code 101 identifies HDFC Bank, and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Howrah
Other banks in Howrah, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CBCBAM) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 700101004 is in the middle, and your account number is on the right.