Axis Bank Howrah , West Bengal
Howrah , West Bengal · Howrah, West Bengal
700211012 is the MICR code for the Howrah , West Bengal branch of Axis Bank, located in Howrah, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTIB0000116.
Bank
Axis Bank
Branch & Address
Howrah , West Bengal
75 , G.t. Road (south) Mullick Fatak
Howrah, Howrah, West Bengal
MICR Code Structure
700
City
211
Bank
012
Branch
City code 700 identifies the RBI clearing centre, bank code 211 identifies Axis Bank, and branch code 012 identifies this specific branch.
Online Payment Methods Supported
Other Axis Bank branches near Howrah
Other banks in Howrah, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTIB0000116) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 700211012 is in the middle, and your account number is on the right.