ICICI Bank Habra, West Bengal
Habra, West Bengal · North 24 Parganas, West Bengal
700229042 is the MICR code for the Habra, West Bengal branch of ICICI Bank, located in North 24 Parganas, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code ICIC0001613.
Bank
ICICI Bank
Branch & Address
Habra, West Bengal
ICICI Bank Ltd., 122/131, Jessore Road, Arena Market, Post Habra North 24 Parganas Dist., West Bengal.743263
North 24 Parganas, Habra, West Bengal
Contact
+917001984074MICR Code Structure
700
City
229
Bank
042
Branch
City code 700 identifies the RBI clearing centre, bank code 229 identifies ICICI Bank, and branch code 042 identifies this specific branch.
Online Payment Methods Supported
Other ICICI Bank branches near North 24 Parganas
Other banks in North 24 Parganas, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (ICIC0001613) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 700229042 is in the middle, and your account number is on the right.