Indusind Bank Naihati
Naihati · North Twenty Four Parganas, West Bengal
700234045 is the MICR code for the Naihati branch of Indusind Bank, located in North Twenty Four Parganas, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code INDB0001684.
Bank
Indusind Bank
Branch & Address
Naihati
Ground Floor 34 R B C Road Po and Ps Naihati District 24 Pargana North West Bengal PIN 743165
North Twenty Four Parganas, Naihati, West Bengal
Contact
+913325810037MICR Code Structure
700
City
234
Bank
045
Branch
City code 700 identifies the RBI clearing centre, bank code 234 identifies Indusind Bank, and branch code 045 identifies this specific branch.
Online Payment Methods Supported
Other Indusind Bank branches near North Twenty Four Parganas
Other banks in North Twenty Four Parganas, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (INDB0001684) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 700234045 is in the middle, and your account number is on the right.