Indusind Bank Garia Padmashree Kolkata
Garia Padmashree Kolkata · Kolkata, West Bengal
700234068 is the MICR code for the Garia Padmashree Kolkata branch of Indusind Bank, located in Kolkata, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code INDB0002120.
Bank
Indusind Bank
Branch & Address
Garia Padmashree Kolkata
Raja Subodh Chandra Mullick Road Jadavpur Kolkata 700084
Kolkata, Kolkata, West Bengal
Contact
+913324290006MICR Code Structure
700
City
234
Bank
068
Branch
City code 700 identifies the RBI clearing centre, bank code 234 identifies Indusind Bank, and branch code 068 identifies this specific branch.
Online Payment Methods Supported
Other Indusind Bank branches near Kolkata
Other banks in Kolkata, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (INDB0002120) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 700234068 is in the middle, and your account number is on the right.