HDFC Bank Kotra
Kotra · North 24 Paraganas, West Bengal
700240092 is the MICR code for the Kotra branch of HDFC Bank, located in North 24 Paraganas, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0003911.
Bank
HDFC Bank
Branch & Address
Kotra
Kotra Gram Panchayat Office Vill Raghubirpur Po Nimdaria Dt North 24 Paraganas Kotra West Bengal 743294
North 24 Paraganas, Barasat, West Bengal
Contact
+919831073333Codes for this Branch
MICR (cheques)
700240092
IFSC (online transfers)
HDFC0003911
SWIFT / BIC
HDFCINBB
MICR Code Structure
700
City
240
Bank
092
Branch
City code 700 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 092 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near North 24 Paraganas
Other banks in North 24 Paraganas, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0003911) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 700240092 is in the middle, and your account number is on the right.