HDFC Bank Joka
Joka · South Xxiv Parganas, West Bengal
700240189 is the MICR code for the Joka branch of HDFC Bank, located in South Xxiv Parganas, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0006854.
Bank
HDFC Bank
Branch & Address
Joka
Premises no 27 Diamond Harbour RO Ward no 144 Block I Riddhi Siddhi Garden Po Joka Ps Hari Chata Kalikapur West Bengal 700104
South Xxiv Parganas, Chata Kalikapur, West Bengal
Contact
+9118002026161Codes for this Branch
MICR (cheques)
700240189
IFSC (online transfers)
HDFC0006854
SWIFT / BIC
HDFCINBB
MICR Code Structure
700
City
240
Bank
189
Branch
City code 700 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 189 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near South Xxiv Parganas
Other banks in South Xxiv Parganas, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0006854) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 700240189 is in the middle, and your account number is on the right.