IDBI Ghatakpukur
Ghatakpukur · South 24 Parganas, West Bengal
700259023 is the MICR code for the Ghatakpukur branch of IDBI, located in South 24 Parganas, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0000762.
Bank
IDBI
Branch & Address
Ghatakpukur
Ghatakpukur Bazar, P.o.- B. Govindpur, P.s.- Bhangar, Dist. - South 24 Pragana, West Bengal
South 24 Parganas, Ghatakpukur, West Bengal
Contact
+918486039568MICR Code Structure
700
City
259
Bank
023
Branch
City code 700 identifies the RBI clearing centre, bank code 259 identifies IDBI, and branch code 023 identifies this specific branch.
Online Payment Methods Supported
Other IDBI branches near South 24 Parganas
Other banks in South 24 Parganas, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0000762) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 700259023 is in the middle, and your account number is on the right.