Esaf Small Finance Bank Kolkata Garia Rathtalla
Kolkata Garia Rathtalla · Kolkata, West Bengal
700760003 is the MICR code for the Kolkata Garia Rathtalla branch of Esaf Small Finance Bank, located in Kolkata, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code ESMF0001242.
Bank
Esaf Small Finance Bank
Branch & Address
Kolkata Garia Rathtalla
No 271a, Elite Manor Building, Near Geetanjali Metro Stn, Garia Rathtala, N S Road, Kolkata, Pin700047
Kolkata, Kolkata, West Bengal
Contact
+917593888035MICR Code Structure
700
City
760
Bank
003
Branch
City code 700 identifies the RBI clearing centre, bank code 760 identifies Esaf Small Finance Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other Esaf Small Finance Bank branches near Kolkata
Other banks in Kolkata, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (ESMF0001242) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 700760003 is in the middle, and your account number is on the right.