Indian Bank Helan
Helan · Hugli, West Bengal
712019108 is the MICR code for the Helan branch of Indian Bank, located in Hugli, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000H563.
Bank
Indian Bank
Branch & Address
Helan
Vill Po Helan Block Khanakul Helan Helan PIN 712412
Hugli, Helan, West Bengal
Contact
+917699304150MICR Code Structure
712
City
019
Bank
108
Branch
City code 712 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 108 identifies this specific branch.
Online Payment Methods Supported
Other Indian Bank branches near Hugli
Other banks in Hugli, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000H563) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 712019108 is in the middle, and your account number is on the right.