Dhanlaxmi Bank Durgapur
Durgapur · Durgapur, West Bengal
713048202 is the MICR code for the Durgapur branch of Dhanlaxmi Bank, located in Durgapur, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code DLXB0000227.
Bank
Dhanlaxmi Bank
Branch & Address
Durgapur
First Floor, Galazee Shahid Khudiram Sarani, City Center, Durgapur, West Bengal - 713 216.
Durgapur, Durgapur, West Bengal
Contact
+913436450522MICR Code Structure
713
City
048
Bank
202
Branch
City code 713 identifies the RBI clearing centre, bank code 048 identifies Dhanlaxmi Bank, and branch code 202 identifies this specific branch.
Online Payment Methods Supported
Other Dhanlaxmi Bank branches near Durgapur
Other banks in Durgapur, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (DLXB0000227) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 713048202 is in the middle, and your account number is on the right.