Which bank does MICR code 713864251 belong to?

MICR code 713864251 belongs to Kalna Town Credit Co-operative Bank, Kalna Town Credit Co-operative Bank IMPS branch, located at Kansari Para, Post - Kalna, District - Burdwan, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CKTCCB.

What is the IFSC code for MICR 713864251?

The IFSC code for Kalna Town Credit Co-operative Bank Kalna Town Credit Co-operative Bank IMPS branch (MICR: 713864251) is HDFC0CKTCCB. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (713) represent the city/clearing centre, the next 3 digits (864) identify the bank, and the last 3 digits (251) identify the specific branch. For 713864251, the city code is 713, bank code is 864, and branch code is 251.

Kalna Town Credit Co-operative Bank Kalna Town Credit Co-operative Bank IMPS

Kalna Town Credit Co-operative Bank IMPS · Mumbai, Maharashtra

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713864251

713864251 is the MICR code for the Kalna Town Credit Co-operative Bank IMPS branch of Kalna Town Credit Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CKTCCB.

Bank

Kalna Town Credit Co-operative Bank

Branch & Address

Kalna Town Credit Co-operative Bank IMPS

Kansari Para, Post - Kalna, District - Burdwan

Mumbai, Kalna, Maharashtra

Contact

+913454255105

Codes for this Branch

MICR (cheques)

713864251

IFSC (online transfers)

HDFC0CKTCCB

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

713

City

864

Bank

251

Branch

City code 713 identifies the RBI clearing centre, bank code 864 identifies Kalna Town Credit Co-operative Bank, and branch code 251 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CKTCCB) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 713864251 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CKTCCB