Yes Bank Kalna Town Credit Cooperative Bank LTD
Kalna Town Credit Cooperative Bank LTD · Barddhaman, West Bengal
713864251 is the MICR code for the Kalna Town Credit Cooperative Bank LTD branch of Yes Bank, located in Barddhaman, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code YESB0KTCB01.
Bank
Yes Bank
Branch & Address
Kalna Town Credit Cooperative Bank LTD
Kansari Para, Kalna, Burdwan - 713409
Barddhaman, Kalna, West Bengal
Contact
+913454255105MICR Code Structure
713
City
864
Bank
251
Branch
City code 713 identifies the RBI clearing centre, bank code 864 identifies Yes Bank, and branch code 251 identifies this specific branch.
Online Payment Methods Supported
Other Yes Bank branches near Barddhaman
Other banks in Barddhaman, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (YESB0KTCB01) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 713864251 is in the middle, and your account number is on the right.