Bank of Baroda Kharagpur, Kolkatta (BOB)
Kharagpur, Kolkatta · Paschim Medinipur, West Bengal
721012104 is the MICR code for the Kharagpur, Kolkatta branch of Bank of Baroda, located in Paschim Medinipur, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BARB0DBKRAG.
Bank
Bank of Baroda
Branch & Address
Kharagpur, Kolkatta
839609 Malancha Roadpo Nimpura Kharagpur Paschim Medinipur West Bengal 721304
Paschim Medinipur, Paschim Medinipur, West Bengal
Contact
+910221800223344MICR Code Structure
721
City
012
Bank
104
Branch
City code 721 identifies the RBI clearing centre, bank code 012 identifies Bank of Baroda, and branch code 104 identifies this specific branch.
Online Payment Methods Supported
Other Bank of Baroda (BOB) branches near Paschim Medinipur
Other banks in Paschim Medinipur, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BARB0DBKRAG) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 721012104 is in the middle, and your account number is on the right.