Which bank does MICR code 721874801 belong to?

MICR code 721874801 belongs to Ghatal Peoples' Co-operative Bank, Ghatal Peoples' Co-operative Bank IMPS branch, located at Ghatal, Paschim Medinipur, West Bengal-721212, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CGPCBL.

What is the IFSC code for MICR 721874801?

The IFSC code for Ghatal Peoples' Co-operative Bank Ghatal Peoples' Co-operative Bank IMPS branch (MICR: 721874801) is HDFC0CGPCBL. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (721) represent the city/clearing centre, the next 3 digits (874) identify the bank, and the last 3 digits (801) identify the specific branch. For 721874801, the city code is 721, bank code is 874, and branch code is 801.

Ghatal Peoples' Co-operative Bank Ghatal Peoples' Co-operative Bank IMPS

Ghatal Peoples' Co-operative Bank IMPS · Mumbai, Maharashtra

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721874801

721874801 is the MICR code for the Ghatal Peoples' Co-operative Bank IMPS branch of Ghatal Peoples' Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CGPCBL.

Bank

Ghatal Peoples' Co-operative Bank

Branch & Address

Ghatal Peoples' Co-operative Bank IMPS

Ghatal, Paschim Medinipur, West Bengal-721212

Mumbai, Medinipur, Maharashtra

Contact

+919474306579

Codes for this Branch

MICR (cheques)

721874801

IFSC (online transfers)

HDFC0CGPCBL

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

721

City

874

Bank

801

Branch

City code 721 identifies the RBI clearing centre, bank code 874 identifies Ghatal Peoples' Co-operative Bank, and branch code 801 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Ghatal Peoples' Co-operative Bank branches near Mumbai

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CGPCBL) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 721874801 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CGPCBL