HDFC Bank The Bishnupur Town Cooperative Bank
The Bishnupur Town Cooperative Bank · Bankura, West Bengal
722861202 is the MICR code for the The Bishnupur Town Cooperative Bank branch of HDFC Bank, located in Bankura, West Bengal. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CTBTCB.
Bank
HDFC Bank
Branch & Address
The Bishnupur Town Cooperative Bank
P.o. Bishnupur, Dist, Bankura, PIN - 722122
Bankura, Bankura, West Bengal
Contact
+913244255616Codes for this Branch
MICR (cheques)
722861202
IFSC (online transfers)
HDFC0CTBTCB
SWIFT / BIC
HDFCINBB
MICR Code Structure
722
City
861
Bank
202
Branch
City code 722 identifies the RBI clearing centre, bank code 861 identifies HDFC Bank, and branch code 202 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Bankura
Other banks in Bankura, West Bengal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CTBTCB) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 722861202 is in the middle, and your account number is on the right.